WS Builders

City of Santa Cruz

ADU rules in
the City.

Any lot in the City zoned for homes can have an ADU, and most need only a building permit, with no public hearing. A single-family lot can have one detached unit of up to 800 square feet with 4 foot side and rear setbacks, one conversion ADU, one more ADU under the City's own standards, and a junior ADU. You don't have to live on the property to build an ADU.

By WS Builders · Updated

A white board-and-batten backyard unit with a redwood deck under tall redwoods
A detached ADU on Woodland Drive, built by WS Builders

First, check that you're in the City

A Santa Cruz mailing address doesn't always mean the City's rules apply. Neighborhoods such as Live Oak and Pleasure Point are in the unincorporated County, which has its own ADU rules. If you're not sure, the City's planning counter answers at (831) 420-5416.

How many units you can add

On a lot with a single-family home, the City allows:

  • one detached new ADU of up to 800 square feet that meets the state's short list of standards (the City calls this a "Statewide Exemption" ADU),
  • one conversion ADU inside an existing building, such as a garage,
  • one more ADU built to the City's own standards, and
  • one junior ADU inside the house, if the owner lives on the property.

Lots with apartments or condominiums get more: up to eight detached ADUs, never more than the number of existing units, plus conversions of unused space such as storage rooms or garages.

The 800 square foot cottage

State law protects this unit. The City can hold it to only a short list of standards:

  • no more than 800 square feet,
  • at least 4 feet from the side and rear property lines,
  • up to 16 feet tall, or 18 feet within half a mile walking distance of a major transit stop or high-quality transit corridor (20 feet there if the roof pitch matches the house),
  • one story.

Bigger detached units

If you want more room, a detached ADU built to the City's own standards can be the larger of 10 percent of the lot's net area, up to 1,200 square feet, or 850 square feet for a studio or one-bedroom and 1,000 square feet for more than one bedroom. It can be up to 22 feet tall.

  • It must sit at least 3 feet from the side and rear lines, and any part above 16 feet at least 4 feet.
  • It must be at least 6 feet from any other building on the lot.
  • Where it is closer than the zone's normal setbacks, its entrance, stairs and upstairs decks face into the lot, and windows facing a neighbor must be obscured or screened.

Attached units and conversions

  • Attached ADU. An addition to the house can be the larger of half the home's living area, or 850 square feet for a studio or one-bedroom and 1,000 for more. It follows the height and front setbacks of the house, but needs only 4 foot side and rear setbacks.
  • Conversion ADU. A legal garage, workshop or guest house can become an ADU of any size. You can add up to 150 square feet of footprint and 2 feet of height. The converted building has to meet today's building code for a home.
Your lot

Not sure which of these fits your lot? The quiz asks about your lot and what the unit is for.

Take the quiz

Junior ADUs

A junior ADU is up to 500 square feet inside the house, with its own outside entrance and a food preparation area. It can share a bathroom with the house through an inside door. The owner has to live in the house or the junior unit, a land use agreement is recorded, and the junior unit can't be sold separately.

Parking

Outside the Coastal Zone, an ADU needs no parking, and spaces removed to make room for one don't have to be replaced. Inside the Coastal Zone, the rules depend on where the lot is, so check with a planner.

Permits, hearings and the coast

  • An ADU needs a building permit with drawings, energy and green building calculations, and inspections.
  • There is no public hearing, no public notice, and a building permit can't be appealed.
  • Some lots in the Coastal Zone also need a Coastal Permit.
  • The City runs a pre-approved ADU plan program, set up under state law AB 1332, with a 30-day review and lower permit costs for detached ADUs.

Water, sewer and fire sprinklers

A new detached ADU will almost always need its own water and sewer connections. Conversions and attached units don't need separate ones, but can outgrow the existing water meter. The City can't require fire sprinklers in an ADU when the house doesn't have or need them. An attached ADU larger than half the home's living area can trigger sprinklers for the whole building, so check with City Fire first if you're close.

Renting it out, or selling it

  • No owner occupancy is required for an ADU.
  • A single-family property with an ADU can't be in the City's short-term rental program. The unit is meant for family, a household member or a long-term tenant.
  • Since 2025, an ADU can be mapped as a condominium and sold separately. A junior ADU can't.

Questions homeowners ask

Do I need a public hearing to build an ADU in Santa Cruz?

No. Most ADUs in the City need only a building permit, which needs no public notice and can't be appealed. Some lots in the Coastal Zone also need a Coastal Permit.

Do I have to live on the property?

Not for an ADU. The owner does have to live on the property to add a junior ADU.

Can I rent my ADU on Airbnb?

Not on a single-family property. Single-family homes with an ADU aren't eligible for the City's short-term rental program.

Does an ADU need its own parking space?

Not outside the Coastal Zone, and parking you remove to build one doesn't have to be replaced. Inside the Coastal Zone it depends on the location.

Your lot

The quickest way to know what your own lot allows: the 60-second quiz, then a free 20-minute call with Josh if you want one.

Take the quiz

Sources

  1. Accessory Dwelling Units (ADUs): rules, standards and FAQs, City of Santa Cruz
  2. Santa Cruz Municipal Code, Chapter 24.16, Part 2 (ADU regulations)
  3. Building and Safety: pre-approved ADU program, City of Santa Cruz
  4. ADU Basic Requirements (Pleasure Point and Live Oak areas), County of Santa Cruz

Rules change. We checked every source on October 27, 2026. Call the City or County planning counter before you design.

Keep reading

More guides.

  • ADU rules in unincorporated Santa Cruz County

    What the County of Santa Cruz allows for ADUs outside the cities: how many units, sizes, heights inside and outside the Urban Services Line, setbacks, parking, septic, coastal permits, fees and legalizing an older unit.

  • How much does an ADU cost in Santa Cruz County?

    What WS Builders' ADUs have historically cost, from a garage conversion to a two-bedroom cottage, and the fees, utilities and site work that move a Santa Cruz County budget.

  • Converting a garage into an ADU in Santa Cruz County

    What it takes to turn a garage into an ADU in the City of Santa Cruz or the unincorporated County: legal structures, parking, size, fees, the building code, and what our conversions have historically cost.

Still researching

Read the whole
Playbook.

The Santa Cruz ADU Playbook, 2026-27: 25 pages on what every lot is allowed, which of the four local rulebooks you're under, the water and septic costs that sink budgets, and the mistakes that stop backyard projects. Free, by email.

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